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 | | VENDOR BROCHURE
31st December 2011
A full colour copy of our latest vendor brochure is available to downlaoad as a PDF file. This can be viewed using Adobe Acrobat Reader.
Click here to download
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|  | | USEFUL LOCAL TELEPHONE NUMBERS
1st December 2011
Click below to download a printable PDF file containg useful local contact information, Telephone numbers, addresses, and web site links. |
|  | | ABOUT THE AREA
1st January 2011
General information about the Hamble & Netley area. |
|  | | Ask The Expert 15 - The Art of Lying
1st July 2010
ASK THE EXPERT – The Art of Lying
Q. Estate Agents have a reputation for lying, falsifying or using information in a manner that deceives the general public, can you give me examples of this sort of practice and how best to spot the rogue agent.
A. Unfortunately some Estate Agents will do anything to get an instruction. In March 2006 the BBC’s Whistleblower programme did an undercover documentary that found Agents lying to customers, faked signatures, false passports and dodgy deals with developers. The undercover investigation revealed the secret world of estate agents' dirty tricks
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|  | | Nationwide House Price Index
30th June 2010
House prices rise 3% in first half of the year.
• The price of a typical UK property inched
up by 0.1% in June
• Annual rate of house price inflation drops
from 9.8% to 8.7%
• Budget has mixed implications for the
housing market
Headlines June 10 May 10 |
|  | | Ask The Expert 14 - Emergency Budget
24th June 2010
ASK THE EXPERT
Q. What effect if any will the Chancellor’s “Emergency Budget” have on the housing market?
A. Happily, very little – as far as one can tell. Of course, this wasn’t a normal budget in any sense of the word. However, as with any budget – emergency or not - no news is almost invariably good news!
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|  | | HIPS Scrapped
20th May 2010
Home Information Packs
Home Information Packs have been suspended
The Government has announced the suspension of Home Information Packs with immediate effect from 21 May 2010.
See News Release of 20 May 2010: HIPs are history - Pickles suspends Home Information Packs with immediate effect
Homes marketed for sale on or after 21 May 2010 will no longer require a Home Information Pack (HIP).
The Energy Performance Certificate (EPC) will be retained. Sellers will still be required to commission, but won't need to have received an EPC before marketing their property.
You can find more information on the Suspension of Home Information Packs : Questions and Answers page.
Contact us
Home Buying and Selling Unit
Communities and Local Government
5th Floor
Eland House
Bressenden Place
London
SW1E 5DU
Telephone: 030 3444 0000
email: contactus@communities.gsi.gov.uk
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|  | | Ask The Expert 13 - My tenant wants to buy?
29th April 2010
Q. I own a property that has been managed through an estate agent for several years. The current tenants now want to buy it, and the agent claims I am contractually obliged to pay them commission on the sale. Is this right?
A. Probably not. Yes, your management contract may well include a clause to that effect, but judging by the tone of your question – which suggests that this has come as a complete surprise to you – that clause is almost certainly unenforceable.
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|  | | Nationwide House price Index,
29th April 2010
House price inflation reaches double digits
• House prices increased by 1.0% monthon-
month in April
• Annual rate of price inflation moves into
double digits for first time since June
2007
• House prices are 10.0% below the
October 2007 peak
To see full report please download the pdf file |
|  | | YOUR HOME MAY BE WORTH MORE !
31st March 2010
Instuct us to sell your home before the end of march and we will refund the cost of your HIP upon completion - see further deails on our PDF file. |
|  | | Ask The Expert 12 - New £250,000 Stamp Duty Threshold
26th March 2010
Q. I’m confused. Is the new £250,000 Stamp Duty threshold good news?
A. That rather depends. Unlike the previous Stamp Duty holiday, for example, which came to an end last December and which temporarily applied to all purchases up to £175,000, this one is specifically designed to benefit first time buyers only.
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|  | | Halifax House Price Index
4th March 2010
UK House prices
FEBRUARY 2010 (seasonally adjusted)
Annual change
4.5%
Monthly change
-1.5%
Average Price
£166,587 |
|  | | Ask the Expert 11 - General advice on buying a property
18th February 2010
Q. This may sound stupid, but I’m looking to buy a new property, and I wondered if you could give me any general advice on how to proceed.
A. On average, people only move home every 6 or 7 years, so this isn’t a stupid question at all.
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|  | | DCLG House Price Index
16th February 2010
The latest UK house price index statistics produced by Communities and Local Government were released on Tuesday 16 February 2010.
The latest statistics release includes data based on mortgage completions during the month of December 2009.
The key points from the release are:
UK house prices were 2.9 per cent higher than in December 2008 and 0.8 per cent higher than in November 2009 (seasonally adjusted).
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|  | | Ask The Expert 10 - Market Value & Insured Value ?
8th February 2010
Q. I was surprised to learn that there still seems to be quite a discrepancy between the market value of my home and its insured value. Why is this – and how do I know if I have adequate cover?
A. The market value of a property, and the value that is put on it for insurance purposes, are two very different things. Market value obviously reflects the price someone is prepared to pay for your home, while insured value is based on a calculation of what it would actually cost to rebuild it to the same specification in the event of something like a major fire. Even in the current market, the former is almost always higher – primarily because the insured value doesn’t take into account the value of the land on which a property sits. Consequently, this discrepancy shouldn’t really be a concern.
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|  | | Halifax House Price Index
4th February 2010
UK House prices
JANUARY 2010 (seasonally adjusted)
Annual change :3.6%
Monthly change :0.6%
Average Price :£169,777 |
|  | | Nationwide House Price Index
29th January 2010
House prices make a strong start to 2010
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House prices rose by 1.2% in January and are up 8.6% year-on-year
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Recent economic data has been a mixed bag for the housing market
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Inflation uncertainties highlight interest rate risk |
|  | | Ask The Expert 9 - What are Chancel Repairs?
24th January 2010
Q. I live near my local church. Does that mean I’m liable for chancel repairs?
A. If you had asked me this question a few years ago, I would probably have told you not to worry. Recently, however, a widely-publicised test case has seen a Warwickshire couple forced to auction their home to meet a chancel repair bill of almost £190,000.
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|  | | Ask The Expert 8 - Unregistered Title?
21st January 2010
Q. If you own a property that is currently unregistered, is there any value in voluntarily registering it?
A. Although a central register of the ownership of all property has been in preparation for well over a century, it was left up to individual counties and other responsible local authorities to decide when they joined the scheme. So, it was only in 1990 that registration finally became compulsory in all parts of England and Wales – |
|  | | Ask The Expert 7 - What is the shelf life of a HIP?
19th January 2010
Q. How long is my Home Information Pack valid for – and does it make a difference if I have to take my home off the market temporarily?
A. This is one of those HIP-related issues which, thanks to the rather ambiguous wording of the regulations, continue to cause a certain amount of confusion – and not just amongst the general public, either. |
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